CONDITIONS THAT FAVOR ECONOMIC WELL-BEING IN LOANS OFFERED BY SAVINGS BANK AND PRIVATE BANK

Authors

  • Andrea Lujan Contreras I.E. N° 787 Almirante Miguel Grau
  • Katherin Ore Tapia I.E. N° 787 Almirante Miguel Grau
  • Alexio Jiménez Arriaga I.E. N° 787 Almirante Miguel Grau
  • Itham Caleb Flores I.E. N° 787 Almirante Miguel Grau

Keywords:

Economic wellness, loan, interest, bank

Abstract

The objective of the study was to determine the favorable conditions for economic well-being in the acquisition of a financial loan. The sample consisted of two institutions, a private bank and a savings bank. The analysis was based on a comparison of amounts, fees and interests generated by the simulation of a loan of S/.5000 and S/.1000 in a period of 12 and 18 months. It was concluded that in a loan of S/. 5000 in a period of 12 and 18 months, it is advisable to make the loan in the savings bank due to its lower interest. On the other hand, in a loan of S/. 10,000 in a period of 12 and 18 months, the private bank agrees.

Author Biographies

Andrea Lujan Contreras, I.E. N° 787 Almirante Miguel Grau

Estudiante del tercero grado de educación secundaria de la Institución Educativa I.E. 787 Almirante Miguel Grau en el 2023, Ñaña - Lima metropolitana.

Katherin Ore Tapia, I.E. N° 787 Almirante Miguel Grau

Estudiante del tercero grado de educación secundaria de la Institución Educativa I.E. 787 Almirante Miguel Grau en el 2023, Ñaña - Lima metropolitana.

Alexio Jiménez Arriaga, I.E. N° 787 Almirante Miguel Grau

Estudiante del tercero grado de educación secundaria de la Institución Educativa I.E. 787 Almirante Miguel Grau en el 2023, Ñaña - Lima metropolitana.

Itham Caleb Flores, I.E. N° 787 Almirante Miguel Grau

Estudiante del tercero grado de educación secundaria de la Institución Educativa I.E. 787 Almirante Miguel Grau en el 2023, Ñaña - Lima metropolitana.

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Published

2024-08-25

How to Cite

Lujan Contreras, A., Ore Tapia, K., Jiménez Arriaga, A., & Caleb Flores, I. (2024). CONDITIONS THAT FAVOR ECONOMIC WELL-BEING IN LOANS OFFERED BY SAVINGS BANK AND PRIVATE BANK. Revista Kuskanchaq, 2(2), 77–86. Retrieved from https://kuskanchaq.org/index.php/kuskanchaq/article/view/13

Issue

Vol. 2 No. 2 (2024)

Section

Reportes

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