CONDICIONES EN LOS PRESTAMOS FINANCIEROS QUE FAVORECEN EL BIENESTAR ECONÓMICO

Authors

  • Adriana Esther Carranza Lopez I.E. N° 787 Almirante Miguel Grau
  • Cristina Huacanca Contreras I.E. N° 787 Almirante Miguel Grau
  • Jemina Aurora Infante Rasco I.E. N° 787 Almirante Miguel Grau
  • Yasury Darlene Carhuaz Vicaña I.E. N° 787 Almirante Miguel Grau

Keywords:

Loan, finance, amount, credit, interest

Abstract

The objective of the study was to determine the financial institution where it is appropriate to request a favorable loan for the economic well-being of the user based on the interest and amount generated. The sample was made up of financial institutions: Caja Huancayo, Caja Arequipa, Scotiabank, BBVA and Banco de la Nación. The analysis was based on a comparison of amounts, fees and interests generated by the simulation of a loan of S/.5000 and S/.1000 in a period of 12 and 18 months. It is concluded that the Banco de la Nación is the institution where it is convenient to take out a loan of S/.5000 or S/.1000; since it generates the lowest interest and amount among the institutions analyzed.

Author Biographies

Adriana Esther Carranza Lopez, I.E. N° 787 Almirante Miguel Grau

Estudiante del cuarto grado "A" de educación secundaria de la Institución Educativa N° 787 Almirante Miguel Grau en el 2023.

Cristina Huacanca Contreras, I.E. N° 787 Almirante Miguel Grau

Estudiante del cuarto grado "A" de educación secundaria de la Institución Educativa N° 787 Almirante Miguel Grau en el 2023.

Jemina Aurora Infante Rasco, I.E. N° 787 Almirante Miguel Grau

Estudiante del cuarto grado "A" de educación secundaria de la Institución Educativa N° 787 Almirante Miguel Grau en el 2023.

Yasury Darlene Carhuaz Vicaña, I.E. N° 787 Almirante Miguel Grau

Estudiante del cuarto grado "A" de educación secundaria de la Institución Educativa N° 787 Almirante Miguel Grau en el 2023.

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Published

2024-02-24

How to Cite

Carranza Lopez, A. E., Huacanca Contreras, C., Infante Rasco, J. A., & Carhuaz Vicaña, Y. D. (2024). CONDICIONES EN LOS PRESTAMOS FINANCIEROS QUE FAVORECEN EL BIENESTAR ECONÓMICO. Revista Kuskanchaq, 2(1), 143–152. Retrieved from https://kuskanchaq.org/index.php/kuskanchaq/article/view/46

Issue

Vol. 2 No. 1 (2024)

Section

Reportes

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