Conditions that favor economic well-being in financial loans

Authors

  • Andrea Yuliana Bautista Tomas I.E. Santísima Trinidad
  • Milagros Dennit Alberto Pérez I.E. Santísima Trinidad

Keywords:

Financial loan, interest, capital, savings bank, bank

Abstract

The objective of the study was to identify the institution that offers the best conditions for accessing financial loans. The sample consisted of Banco de la Nación, BBVA, BCP, Caja Cusco and Caja Arequipa. The analysis was based on the comparison of amounts, installments and interest generated by the simulation of loans of S/.10,000 and S/.20,000 in terms of 24 and 36 months. It was concluded that Banco de la Nación had the lowest APR, being the bank in which it would be best to request a loan.

Author Biographies

Andrea Yuliana Bautista Tomas, I.E. Santísima Trinidad

Fourth grade secondary school student at the Santísima Trinidad Educational Institution in 2024, Tomas - Yauyos - Lima provinces.

Milagros Dennit Alberto Pérez, I.E. Santísima Trinidad

Fourth grade secondary school student at the Santísima Trinidad Educational Institution in 2024, Tomas - Yauyos - Lima provinces.

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Published

2025-02-10

How to Cite

Bautista Tomas, A. Y., & Alberto Pérez, M. D. (2025). Conditions that favor economic well-being in financial loans. Revista Kuskanchaq, 3(1), 99–109. Retrieved from https://kuskanchaq.org/index.php/kuskanchaq/article/view/38

Issue

Vol. 3 No. 1 (2025)

Section

Reportes

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